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Lic Direct || Life Insurance || LIC of India || Welcome to LIC Direct
                                                                                                                                                           
   
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Steps of Buying Online
We value your time and decision choosing LIC to protect you and your family. 

Step 1- Buy online through ATM Card / Credit Card / Online Banking / Cash Card. 

Step 2 -Acknowledgement sent to your emails and Receipts and Policy bond sent to your Registered Address.


Step 3 -If Medical Test is Required then it is done in your Home Town nearest to your place..



Now buy your new LIC policy online, selecting India's top selling LIC policies.

 New Jeevan Anand Plan:

Product summary:
This plan is a combination of Endowment Assurance and Whole Life plans. It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Premium:
Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

Bonuses:
This is a with-profit plan and participates in the profits of the Corporation’s life insurance business. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.  Once declared, they form part of the guaranteed benefits of the plan. Bonuses will be added during the selected term or till death, if it occurs earlier. Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.
 

LIC New Jeevan Anand Eligibility Conditions :

 

Minimum

Maximum

Sum Assured (in Rs.) 1,00,000 No Limit
Policy Term (in years) 15 35
Premium Payment Term(in years) Equal to Policy Term
Entry Age of Policyholder 18 50
Age at Maturity - 75
Payment modes Yearly, Half-yearly, Quarterly, Monthly and SSS 

Benefits of LIC New Jeevan Anand :

Maturity Return : Basic Sum Assured with Vested simple reversionary Bonus and Final Additional Bonus (if any) will be given on Policy maturity. Life cover continues till death 

Death Benefit – On the death of the life insured before policy maturity, Sum Assured on Death ( 125% of SA or 10 times Annual Premium whichever is higher) with Bonus and Final Additional Bonus (if any) will be paid. On death after policy maturity, Sum assured will be paid. 

Income Tax Benefit – Available under Section 80 C for premiums paid and Section 10 (10D) for Maturity returns

Loan on Policy - Available after payment of 3 full year premium. 

Housing Loan Surity - Available

                                                 



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